Home Loans in Texas
Our preferred lender offers a wide range of both Manufactured Home and traditional Site Built Home financing services as well! Our preferred lender’s team is focused on tying the homes and land together to provide our clients with attractive, low down payment financing through FHA, USDA, Conventional and VA loan programs. Whether you’re in the market for a new home or refinancing your current loan, we have you covered. We also specialize in home only, or chattel lending for our land lease communities. With or dual licensed sales people (they carry both a license to sell manufactured homes as well as a Mortgage Banking license), you can rest assured that you are working with a professional that can help you navigate the loan process!
Insurance and Loan Quote Services:
Insurance and Loan Quote Services" simplifies financial decisions by offering quick, comparative quotes for insurance policies and loans, ensuring tailored solutions with minimal effort.
Sparkshomes does not offer insurance and loan services. For information on obtaining insurance or loan, please visit the following website.
GO TO WEBSITE FOR INSURANCE/LOANHow Volt Insurance Works
- Provides a one-stop platform for obtaining quotes from multiple insurance and loan providers, saving users time and effort.
- Users can easily compare rates, terms, and coverage options to make informed decisions that best suit their financial needs.
- The service aims to offer personalized solutions by presenting tailored quotes based on individual preferences and requirements.
Our Agent
Apply Now With Our Preferred Lender – this should be a hyperlink to the Guild Mortgage Application Page
Lee Arp, a dedicated resident of New Braunfels, has been a cornerstone in the San Antonio metro residential mortgage industry for over 23 years. With a robust career helping individuals and families navigate their home financing needs, Lee brings a wealth of experience and a personal touch to the mortgage process.
Happily married for 32 years, Lee is deeply rooted in his community. He is actively involved in local real estate activities, his church, and his children’s lives. Watching his five children grow has been one of his greatest joys.
Lee’s expertise extends beyond traditional lending. He is passionate about training and educating loan officers, realtors, builders, veterans, first-time home buyers, and those interested in building on their own lot. His comprehensive knowledge of various lending products and guidelines ensures that he can tailor solutions to meet your specific financial goals.
Whether you’re purchasing your first home, refinancing, or looking into custom-built options, Lee is here to guide you every step of the way. Contact him at 210-317-5717 to schedule a personal consultation and explore how he can assist with your next home purchase or refinance.
Why Choose us
Manufactured Home Financing Made Easy
Getting financing for your manufactured home or modular home doesn’t have to be a struggle — you just need to have the right team on your side. At Spark Homes, we work with industry-leading professionals that are standing by to help you secure financing quickly and easily. Take a look at our areas of expertise, and if you’re ready to get started, just fill out the short form below and a financing expert from our preferred lender will be in touch as soon as possible to discuss financing your home. Spark Homes, in collaboration with our preferred lender, are experts in One-Time Close loans, land home packages, and manufactured homes on acreage.
Our preferred lender offers a wide range of loan options, such as FHA, VA, USDA, and Conventional. No matter what your situation, our finance experts can guide you through the process from start to finish painlessly.
Shop for your new home like a cash-buyer! Know what you can afford and negotiate in good faith with a pre-approval from a trusted lender. Having a pre-approval in hand gives you an edge over other offers and speeds up the process once you’ve chosen a home you love.
We know that purchasing your first home can be intimidating and confusing. Having Spark Homes on your side will make all the difference. Let us make the dream of homeownership a reality! Owning your home is a lifetime commitment and we promise to be there for you every step of the way.
Does your rate seem higher than it should be? Did you originally buy your home with a high interest rate construction loan? Both are great reasons to refinance now! Get in touch now to see how much you can save by refinancing.
Fannie Mae Benefits
- 01.
Allows new manufactured homes to be appraised using site-built comparable homes vs. existing manufactured homes
- 02.
Can be combined with Fannie Mae's HomeReady program for the same 3% down requirements
- 03.
Helps address the affordable housing crisis - customers can now get the benefits of a manufactured home without paying the costs associated with stick-built
- 04.
Allows customers to use currently owned or gifted land as their down payment - customers could come to closing with no additional money out of pocket
- 05.
Lower monthly mortgage insurance premiums for homes as they are classified as site-built
MH Advantage ®
With Fannie Mae’s innovative MH Advantage offering, designated manufactured homes designed with features similar to site-built homes are now eligible for financing terms more consistent with standard conventional loans. Combine features, like a down payment as low as 3%, with the lower price and customizable finishes of modern manufactured homes!